PRIVACY POLICY

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
Your privacy and the confidentiality of information you provide are important to First Community Bank of Joliet (“the Bank”). The reputation for integrity, security and honesty is vital to our success. It is our commitment to keep your financial and personal information private, in accordance with federal privacy regulations.

First Community Bank of Joliet does not share nonpublic personal information about our customers to anyone except as specifically permitted by law and explained in this statement.

INFORMATION WE COLLECT
In establishing and maintaining a banking relationship with you, First Community Bank of Joliet collects nonpublic personal information. We may collect this information about you from the following sources.

• Information we receive from you on applications or other forms such as; your name, marital status, social security number, address, telephone numbers, assets and income.
• Information about your transactions with us or our affiliates.
• Information we receive from others, gathered with your permission; and
• Information we receive from consumer reporting agencies such as creditworthiness and credit history.

Information about individual customers is collected, retained, stored and used only where the Bank reasonably believes it to be necessary and useful to operate the Bank’s business and to provide products, services, and other opportunities to its customers.

CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
It is the Bank’s practice to maintain appropriate security standards and procedures to protect against unauthorized access to customer information. We will not call or email you to request this information about your account number and/or pin number(s).

We restrict access to nonpublic personal information about you to those employees who have a business purpose in knowing such information and our employees are trained and understand and adhere to the basic principles of confidentiality.

We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

SHARING OF INFORMATION
First Community Bank of Joliet recognize the importance of respecting your privacy and we want to assure you that any nonpublic personal information gathered will be used solely for our business needs. We do not disclose any nonpublic personal information learned about you except as permitted by law.

In order to conduct our business and to offer you greater convenience and the widest range of products and services, we are permitted to share such information under the following circumstances:

• With credit bureaus and similar organizations;
• When legally required or permitted. For example, we may disclose nonpublic personal information about you in response to a valid subpoena, summons, garnishment or court order, in connection with a fraud investigation, to comply with applicable regulatory requirements and to governmental entities such as providing your income statement to the Internal Revenue Service. If we receive a subpoena or similar legal proceeding requiring the release of any information about you, we will attempt to notify you, unless we believe we are legally prohibited from doing so.
• With companies that perform services for us, such as printing checks that you order, data processing and statement processing companies; These business partners perform services on our behalf and are obligated to keep the information about you that we provide to them confidential.
• With companies that perform marketing services on our behalf; These companies are obligated to comply with privacy laws and to keep the information about you that we provide to them confidential.
• With companies affiliated with First Community Bank of Joliet.

Because we already limit the sharing of you nonpublic personal information as outlined above and permitted by law, no action on your part is necessary to limit the sharing of your information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as describe in this notice.

ACCURACY OF PERSONAL INFORMATION
If for any reason you have a question about this privacy notice or you have concerns about the personal or account information maintained by First Community Bank of Joliet about you, please contact us by:

• Visiting a Banker at our address noted below;
• Calling us at 815-725-0123;
• Writing us at:

First Community Bank of Joliet
2801 Black Road
Joliet , Illinois 60435
Attn: Client Service Department

ADDITIONAL INFORMATION
Disclosure of this policy of customer privacy will be provided to the customer at the time a new account is opened, and provided annually to all current customers.

THANK YOU
At First Community Bank of Joliet we value all clients and want to thank you for making us your Bank. You can trust us to safeguard your financial assets and personal and financial information about you.