Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Community Financial Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does First Community
Financial Bank share?
|Can you limit this sharing?|
|For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes— to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We don’t share|
|For our everyday business purposes— information about your transactions and experiences||Yes||No|
|For our everyday business purposes— information about your creditworthiness||No||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
Questions? Call 815/725-0123 or go to www.fcbankgroup.com
|Who We Are|
|How does First Community Financial Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict non-public information about you to those employees that have a business purpose in knowing such information.|
|How does First Community Financial Bank collect my personal information?||
We collect your personal information, for example, when you
|Why can’t I limit all sharing?||
Federal law gives you the right to limit only
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Illinois law requires that you authorize or opt-in to information sharing. Therefore, before we would share your information to third parties, except where permitted by law, we will obtain your authorization.
The Bank will pay ATM transaction fees for all foreign (Non-First Community, Star or AllPoint Network) ATM transactions in the U.S. each month. Fees for international card use may apply. Transactions at all First Community and 55,000 Star and AllPoint network ATM locations are always free.